What is HAAM Open Enrollment?

HAAM Open Enrollment is VIRTUAL again this year! Are you ready to Rock Enroll???

Open Enrollment is a one-stop shop for musicians to apply for or renew HAAM membership and get ACA Marketplace insurance for 2025. Enrolling or renewing during Open Enrollment (Nov 1 - Dec 15) ensures that you can:

  • enroll in health insurance coverage through the ACA Marketplace (a.k.a. Healthcare.gov or “Obamacare”)

  • get help paying for your Marketplace insurance premiums each month through HAAM’s Premium Assistance Program, if you are eligible and funds are available

  • access HAAM’s Dental, Hearing, Vision, and Wellness programs in 2025

HAAM members must renew their membership each year to have continued access to HAAM programs, even those with health coverage through an employer, spouse, or parent or who are enrolled in Medicare, Medicaid, or are receiving VA benefits.

Remember - HAAM is not insurance! HAAM helps musicians access insurance coverage through the ACA Marketplace (a.k.a. Healthcare.gov or “Obamacare”) and offers help paying for that coverage through the HAAM Premium Assistance Program. If you do not enroll during Open Enrollment, you may not be able to enroll in ACA Marketplace coverage without a Special Enrollment Period and HAAM Premium Assistance may not be available.

Don’t miss your chance to enroll or renew, get insurance coverage, and have peace of mind in case of emergency or illness!

Check out our FAQ (English | Spanish) for answers to our most common questions.

Get Ready - Virtual Open Enrollment Timeline

There are 3 steps to completing HAAM Open Enrollment: 

  • APPLY: Complete your HAAM Membership Application - if you’re a current HAAM member your application is already in your email inbox. If you are interested in joining HAAM, please click here and fill out the form.

  • SCHEDULE: After you complete your application, schedule your Insurance Enrollment Appointment using the link we provide. Gather the documents you will need for your appointment. See Get Ready - Documents You Need below.

  • ENROLL: You will start your appointment with Foundation Communities to complete the Marketplace application for 2025 and enroll in a plan. Then you will meet with HAAM during the same appointment to enroll in premium assistance funding, if available. 

You must complete your HAAM application first to gain access to schedule your Insurance Enrollment Appointment. 

If you will have health coverage for 2025 through your employer/spouse/parent or another coverage option, such as Medicaid, Medicare, or the VA, you only need to complete the first step, APPLY, to renew your HAAM membership for 2025. No appointment is needed since you will already have health insurance for 2025.


Documents You Need

Below are 3 things everyone should have ready for their Insurance Enrollment Appointment, and 2 that you may need. Start gathering your documents now and be sure to test your Healthcare.gov login ahead of time to see if it works. If you need to reset your password, use this handy guide to save time! 

Documents You Need:

  1. Income information, such as a pay stub or self-employment information

  2. Your Healthcare.gov username & password (make sure this works from home!)

  3. Names of important doctors, therapists, or medications

You will also need the following items, if applicable:

  1. Employer insurance offer of coverage, including cost and plan details, if you or your spouse received an offer for 2025

  2. Immigration documents, if applicable

Important Tax Info

Are your 2023 taxes done? If you had a Marketplace (Healthcare.gov) insurance plan in 2023, you will need to file your 2023 taxes and must include a Form 8962 to reconcile the tax credits you received in 2023 – check out this handout for more information.

Pro Tips

Tip #1: Make sure your 2023 taxes are done! See "Important Tax Info" above.

Tip #2: Know your Healthcare.gov login info – sign in ahead of time to make sure your login works and keep it safe! Use this guide if you need to reset your password.

Tip #3: Mark your calendar with your insurance enrollment appointment time and don’t be late! 

Tip #4: Have all your documents ready!